Applicable injuries may include being injured whilst at work, being injured as a result of a motor vehicle collision, being injured in a public place or any other type of accident. Applicable injuries can also include cancer or disease.
The insurance benefits that may be available to you under any superannuation policy can include an income protection policy, which could provide you with payment of weekly wages. Further, you may be entitled to make a claim for lump sum compensation for a total and permanent disability claim (TPD Claim).
We are a very experienced team of solicitors who are able to assess your claim and assist you through the process of making a claim. If your claim is initially denied by your superannuation fund, we can assist you with a complaint to the Superannuation Complaints Tribunal and any further action which may be appropriate.
Some superannuation policies allow you to make a claim for total and permanent disability even if you can still work as long as you can show that you can no longer do your usual job or a job which is within your range of expertise.
We can offer to assist you a no win no pay or a speculative basis for these claims in certain circumstances.
Superannuation Complaints Tribunal
TPD or Total Permanent Disablement is a term used in superannuation polices for insurance which may be available to you if you have suffered an injury or illness. To make a claim, you have to show you are either totally and permanently disabled to do your job or jobs that you were trained to do, or in some instances, you have to show that you cannot work. We can assist you through this process and coordinate medical evidence to support your claim.
Most superannuation policies include an insurance component for TPD claims. This means, that if you have any existing superannuation policies, you may have been paying for insurance to cover you if you are unable to work or unable to do your usual job. Our team of experienced solicitors can review all of your superannuation policies and provide you with an advice about what you are eligible to claim if you have suffered an injury or illness.
Some superannuation policies will also include income protection insurance. That is insurance which will allow you to claim most of your weekly income if you are unable to work due to an injury or illness. Some life insurance policies also include income protection insurance.
Our team of experienced solicitors are able to review your superannuation or life insurance policies to assess whether you are eligible to make a claim.
You do not need to have a work injury to make an income protection claim or a TPD claim. You just need to meet the terms of your insurance policies, which may be that you can either no longer do your job or the job you are trained to do, or that you are unable to work.
An injury at work may lead to a successful TPD or income protection claim, but also you may be able to claim if you suffer an illness such as cancer or other disease or have been involved in a motor vehicle accident or an accident in a public place or any other accident.